PANAMED Healthcare Access Plan

PANAMED is a customizable, affordable, convenient and easy to understand limited benefit indemnity plan.  PANAMED pays a fixed benefit amount per day to help cover the cost of common medical services such as, doctor visits, labs, x-rays, hospitalization, inpatient and outpatient surgery, emergency room visits, prescriptions, accidents, term life, AD&D and more. It is packaged with a National PPO Network, no-cost Telehealth and a patient advocacy program to help maximize benefits and reduce out-of-pocket expenses.

PANAMED product highlights include:

  • Lower case deductibles

  • Guaranteed Issue - can't be turned down during open enrollment

  • No pre-existing condition limitations

  • Proven rate stabilization, resulting in sustainable costs

  • Simple, straightforward benefits

  • Affordable means to attract and retain employees

  • Lower case rates

  • Excepted benefit, not subject to ACA market reforms

  • Benefits are automatically assigned - effortless and efficient claims process

  • Pays in addition to any other coverage

  • Dedicated service team that understands your needs

  • Full bilingual service (English-Spanish)

PANAMED Limited Benefit Indemnity Resources

PANAMED Limited Benefit Indemnity Flyer

Interested in PANAMED?

Let us know and we’ll put you in contact with our team!

 

A Tried-and-True Carrier that Continues to Deliver

  • Experience: For over 100 years, Pan-American has delivered trusted financial security to individuals, families, and businesses as a result of our deep knowledge and understanding of the U.S. marketplace.

  • Stability: A.M. Best has rated us “A” (Excellent) and Fitch Ratings has rated us “A” Strong These ratings are strong endorsements of the financial strength that enables us to be there when our clients need us the most.  

  • Access-based Healthcare: Flexible group benefit solutions in response to the pressures of rising insurance costs are available. Our products offer affordable, easy-to-understand, and customizable options that meet the evolving needs of our clients.

  • Service: We make healthcare work for employers and members with an individualized customer service experience that ranks among the highest in the industry. Group administrators are assigned account executives for one-on-one assistance while members have access to on-site member service representatives via phone or email for timely answers to benefits and claims questions. Full bilingual (Spanish/English) services available.

  • Single-Platform Administration: A single point of contact means no more hassle or frustrations for employers to administer plans or for employees to access their benefits.

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